freehold express was extremely upfront and very good at helping me to understand what they call "the mortgage game". I now understand why they call it a game, because at first i thought that whatever plan the bank gave me I had to follow and that it was the best i could do. but after dealing with freehold express I now know I can take control of the "game" and pay of my mortgage on my terms without paying extra interest which i was previously doing. The advise they provided me was nothing less than the best.